Veterans and Active Military Housing Support
Resources and Information.
Designed for Veterans.
In 2024, New Jersey Realtors® established the Active Military and Veterans Presidential Advisory Group to support and protect active military and veterans during the home buying and selling process. The PAG—consisting of active military and veteran members—aims to educate Realtors® and active military and veteran clients about the Veterans Affairs Home Loan product. The VA home loan process is often misunderstood, so it’s crucial to inform all parties.
Below you’ll find a number of resources and supportive information for Realtors® to use when working with active military and veteran clients in their home buying or selling journey.
LOAN ASSISTANCE
NJHMFA Mortgage Assistance
Eligible borrowers include qualified veterans who do not own any other primary residence at the time of closing.
NJHMFA Down Payment Assistance
Through the Down Payment Assistance, the VA may allow eligible borrowers to purchase a home without a down payment.
Veterans Affairs Benefits Application
Lists different kinds of VA Benefits and how to apply for them.
VA-backed Loan Homebuying Guide
A comprehensive guide to buying a home with the VA home loan program.
ORGANIZATIONS
Homes for Heroes
Designed to assist Active Duty Military and Veterans in the homebuying process.
Homes for Veterans
Provides renovations to disabled veteran homeowners at no cost to them or their family.
American Legion Department of NJ
Enhancing the well-being of veterans, active military, and their families.
American Legion Assistance for Homeless Veterans
Ensures local services and resources are available to homeless veterans and their families.
Veterans Service Offices
New Jersey has a network of Veterans Service Offices throughout the state.
VETERANS GUIDES
When applying for a VA Home Loan, the appraisal process is required, while a home inspection is optional—but highly recommended. A home inspection provides a more detailed report on the property's systems and components. In contrast, an appraisal focuses primarily on estimating the home's value and determining whether it meets the VA's minimum property requirements.
More information can be found in the VA Buyer's Guide on pages 23-25.
There's also a brief video that can be found here, courtesy of the VA.
FURTHER EDUCATION
KEY DATA POINTS
First-time vs. Previous Homebuyers
VA Loan Usage by Race
Membership
Government Affairs
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